mariner5555
03-23 11:14 PM
I agree he will loose his down payment or credit score in case of things going south on GC side but still he will be able to do whatever is best for his long term goals now and he will be better off in terms of equity when real estate market bounces back in 3-4 years.There are lucrative deals in the market and renting does not make any sense. There is always a risk factor and u can cover your risks accordingly. Anywaz What exactly ur going to do with Credit Score after u are kicked out from here ? So why not take risk now and play the game.
why do you say that renting does not make any sense ?? credit score would matter if a person gets a better oppurtunity and decides to come back - screwing up yr credit is like burning a bridge. In my humble opinion real estate won't bounce back - it may limp back in majority of the areas. ofcourse housing is local ..
why do you say that renting does not make any sense ?? credit score would matter if a person gets a better oppurtunity and decides to come back - screwing up yr credit is like burning a bridge. In my humble opinion real estate won't bounce back - it may limp back in majority of the areas. ofcourse housing is local ..
wallpaper shoes-2560p-ipad-wallpaper
NKR
12-24 10:58 AM
but if a muslim rebels in lack of justice and equality�
Thought I will stay out of this debate, but I couldn�t especially when innocents are getting killed�
In India, Muslims have their own justice system according to their beliefs. Government sponsors Haj pilgrimage to poor muslims. We treat Taj Mahal as our symbol of love, fair enough.
Abdul Kalam was the president of India, he is widely respected and all his lectures go full house even now.
According to forbes, Wipro�s CEO Azim Premji was rated the richest person in the country from 1999 to 2005. He is the richest Muslim enterpreneur of the world. Many Hindus are working in Wipro and are proud of it.
The three Khans in Bollywood are adored in India, Amir Khan�s Lagaan was India�s official entry for Oscars and now his �Taare Zameen Par� is this year�s official entry. We all will be happy if it wins.
Azharuddin was the captain of Indian cricket team, though he was associated with match fixing and selling his country�s pride in cricket, he still roams scotfree.
So where is the lack of justice and equality?. All the above chose to use the system wisely and prospered. They did not chose to lag behind and then rebel against the system.
Now, If you think whoever is sponsoring terrorism are doing it in Islam�s favor, you are dead wrong, they are doing it so that they can lead a lavish life in their fortified mansions, they continue to sponsor terrorism, drug trafficking, money laundering and what not�all at the expense of poor brainwashed people who are mere cannon fodders.
A poor person from Pakistan comes all over to Mumbai to carry terrorist activities and I do no understand how you can say that he is rebelling against lack of justice and equality in India. For one there is no lack of equality as mentioned above, second, who gave them authorization even if you all think there was one. That is our internal problem for crying out loud.
Even after showing proof that the captured terrorist was from Pakistan, they are back to their old lying game telling that the person�s name is not in their official records. What next, will they give that person�s dad to India to carry out DNA test?.. hell no, they will ask for DNA sample from India and say it did not match. Seems like the trait of lying and misleading the world is in their DNA.
Thought I will stay out of this debate, but I couldn�t especially when innocents are getting killed�
In India, Muslims have their own justice system according to their beliefs. Government sponsors Haj pilgrimage to poor muslims. We treat Taj Mahal as our symbol of love, fair enough.
Abdul Kalam was the president of India, he is widely respected and all his lectures go full house even now.
According to forbes, Wipro�s CEO Azim Premji was rated the richest person in the country from 1999 to 2005. He is the richest Muslim enterpreneur of the world. Many Hindus are working in Wipro and are proud of it.
The three Khans in Bollywood are adored in India, Amir Khan�s Lagaan was India�s official entry for Oscars and now his �Taare Zameen Par� is this year�s official entry. We all will be happy if it wins.
Azharuddin was the captain of Indian cricket team, though he was associated with match fixing and selling his country�s pride in cricket, he still roams scotfree.
So where is the lack of justice and equality?. All the above chose to use the system wisely and prospered. They did not chose to lag behind and then rebel against the system.
Now, If you think whoever is sponsoring terrorism are doing it in Islam�s favor, you are dead wrong, they are doing it so that they can lead a lavish life in their fortified mansions, they continue to sponsor terrorism, drug trafficking, money laundering and what not�all at the expense of poor brainwashed people who are mere cannon fodders.
A poor person from Pakistan comes all over to Mumbai to carry terrorist activities and I do no understand how you can say that he is rebelling against lack of justice and equality in India. For one there is no lack of equality as mentioned above, second, who gave them authorization even if you all think there was one. That is our internal problem for crying out loud.
Even after showing proof that the captured terrorist was from Pakistan, they are back to their old lying game telling that the person�s name is not in their official records. What next, will they give that person�s dad to India to carry out DNA test?.. hell no, they will ask for DNA sample from India and say it did not match. Seems like the trait of lying and misleading the world is in their DNA.
pani_6
07-12 11:29 PM
EB3-I..please print the attached word doc and sign and mail it to Department of state..this week
Moderator could you makes this Sticky please
Could somebody also post the adderess of USCIS please..
Moderator could you makes this Sticky please
Could somebody also post the adderess of USCIS please..
2011 quailty 20 ipad wallpaper
nojoke
05-03 02:33 AM
NAR has been constantly changing their prediction. They predicted that we will be having growth in the later part of this year. Now they changed their tune. It is now 24% down. Nextmonth they will say 35% down. NAR is a joke
http://lansner.freedomblogging.com/2008/05/02/realtors-forecast-24-price-drop-for-california-houses/
http://lansner.freedomblogging.com/2008/05/02/realtors-forecast-24-price-drop-for-california-houses/
more...
Macaca
12-27 06:59 PM
India chasing a U.N. chimera (http://www.thehindu.com/opinion/op-ed/article995760.ece) By K. S. DAKSHINA MURTHY | The Hindu
In recent years it has become standard practice for the Indian media to ask visiting foreign dignitaries where they stand on New Delhi's claim to a permanent seat in the UNSC. If the answers are in the affirmative, there are smiles all round and the glow is then transmitted to readers or viewers as the case may be.
Among the Permanent Five in the Council, the United Kingdom has long affirmed support, so have France and Russia. China has remained non-committal. So the United States' stand was deemed crucial. When President Barack Obama, during his recent visit, backed India for a permanent seat, the joy was palpable. The media went to town as if it were just a matter of time before India joined the select group of the World's almighty. The happiness lasted a few days until the first tranche of WikiLeaks punctured the mood somewhat.
The revelation of U.S. Secretary of State Hillary Clinton's classified whisper, describing India as a self-appointed front-runner exposed Washington's innermost thoughts on the subject. Though the embarrassing leak was subsequently sought to be played down, it opened the curtain to a larger truth which is that the U.S. and the other four have never really been interested in real reforms to the Security Council.
Public pronouncements, positive affirmations and slap-on-the-back relationships don't necessarily translate into action on the ground.
Reforms
Jakob Silas Lund of the Centre for U.N. Reform Education states a few individuals within the process believe that some of the Permanent Five countries “are more than happy to see reform moving at near-zero-velocity speed”.
The reforms are open to interpretation. Broadly, they mean democratisation of the Security Council to make it representative and in tune with the contemporary world. This, for some, means more permanent members. The Group of four — India, Brazil, Japan and Germany — has been the most vocal in demanding it be included.
What is surprising, especially where India is concerned, is the hope and optimism that it is heading towards a permanent seat. In reality, a committee set up by the United Nations 17 years ago to go into reforms shows little signs of progress.
The first meeting was held in 1994 of the U.N. group, a mouthful, called the “Open-Ended Working Group on the Question of Equitable Representation and Increase in the Membership of the Security Council and Other Matters Related to the Security Council”. Until now, this group has completed four rounds of negotiations, just on preliminaries.
A brief peek into the past will make it clear that the addition of more veto-wielding permanent members to the Council is a veritable pipe dream. For any amendment to the U.N. charter, two-thirds of the General Assembly needs to acquiesce. This may be possible but the next requirement, that of ratification by the Permanent Five, is the real obstacle.
Since the formation of the United Nations in 1945, there have been only a handful of meetings of the Security Council to discuss the original charter, and even that, merely to discuss minor amendments. One of some significance came about in 1965 when the membership of temporary, non-veto powered countries in the Council was increased from six to 10 and the number of votes required to pass any decision increased to nine from seven.
As academic and U.N. commentator Thomas G. Weiss wrote in the Washington Quarterly, “Most governments rhetorically support the mindless call for equity, specifically by increasing membership and eliminating the veto. Yet, no progress has been made on these numerical or procedural changes because absolutely no consensus exists about the exact shape of the Security Council or the elimination of the veto.”
The argument for a bigger, more representative Council is undoubtedly valid but the issue is who will implement it and how.
U.S. is the prime mover
In today's global equation the U.S. is the acknowledged prime mover. It has already had to sweat it out to convince the other four members to go with it on several issues, like the sanctions against Iran. If more countries are allowed to join the Council the difficulties for U.S. interests are obvious, even if those included are vetted for their closeness to Washington.
Real and effective reforms should have meant democratisation of the Security Council to reflect the aspirations of all its members. Ideally, this should mean removal of permanency and the veto power to be replaced with a rotating membership for all countries, where each one big or small, powerful or weak gets to sit for a fixed term in the hallowed seats of the Council. This is unthinkable within the existing framework of the United Nations. At the heart of the issue is the reluctance of the Permanent Five to give up the prized veto power.
The situation is paradoxical given that democracy is being touted, pushed and inflicted by the U.S. across the world. But democracy seems to end where the Security Council begins. The rest of the world has no choice but to bow to its decisions. The consequences for defying the Council can be terrifying as was experienced by Saddam Hussein's Iraq through the 1990's. Iran is now on the receiving end for its defiance on the nuclear issue.
Not just that, the credibility of the Security Council itself took a beating over its inability to prevent the U.S. invasion of Iraq in 2003. Having failed to convince France, Russia and China to vote for invading Iraq, the U.S. went alone. The Council was reduced to a bystander. It failed to fulfil its primary task, that of ensuring security — to Iraq.
What this also implies is that Council or no Council, in today's unipolar world, the U.S. will go with what it decides and no one can stop it. This has been the case particularly since the end of the Cold War. “With a U.S. global presence as great as that of any empire in history, Security Council efforts to control U.S. actions are beginning to resemble the Roman Senate's efforts to control the emperor,” writes Weiss.
Instead of trying to clamber onto a patently unfair arrangement it would have made more sense if the four self-appointed front-runners along with the rest of the world had demanded a more equitable and representative Council.
To achieve this, academic and U.N. expert Erik Voeten suggests pressure tactics to counter veto power. One tactic is for countries en bloc to ignore the decisions taken in the Security Council. Another is for Germany and Japan, which are among the largest contributors to the United Nations, to turn off the tap.
Despite this, if nothing happens, countries may have no choice but to look for, or at least threaten to float, an alternative U.N.-like organisation whose structure would be more in tandem with the contemporary world. Idealistic, perhaps. But this should force the Permanent Five to sit up and take real notice.
K.S. Dakshina Murthy was formerly Editor of Al Jazeera based in Doha, Qatar
In recent years it has become standard practice for the Indian media to ask visiting foreign dignitaries where they stand on New Delhi's claim to a permanent seat in the UNSC. If the answers are in the affirmative, there are smiles all round and the glow is then transmitted to readers or viewers as the case may be.
Among the Permanent Five in the Council, the United Kingdom has long affirmed support, so have France and Russia. China has remained non-committal. So the United States' stand was deemed crucial. When President Barack Obama, during his recent visit, backed India for a permanent seat, the joy was palpable. The media went to town as if it were just a matter of time before India joined the select group of the World's almighty. The happiness lasted a few days until the first tranche of WikiLeaks punctured the mood somewhat.
The revelation of U.S. Secretary of State Hillary Clinton's classified whisper, describing India as a self-appointed front-runner exposed Washington's innermost thoughts on the subject. Though the embarrassing leak was subsequently sought to be played down, it opened the curtain to a larger truth which is that the U.S. and the other four have never really been interested in real reforms to the Security Council.
Public pronouncements, positive affirmations and slap-on-the-back relationships don't necessarily translate into action on the ground.
Reforms
Jakob Silas Lund of the Centre for U.N. Reform Education states a few individuals within the process believe that some of the Permanent Five countries “are more than happy to see reform moving at near-zero-velocity speed”.
The reforms are open to interpretation. Broadly, they mean democratisation of the Security Council to make it representative and in tune with the contemporary world. This, for some, means more permanent members. The Group of four — India, Brazil, Japan and Germany — has been the most vocal in demanding it be included.
What is surprising, especially where India is concerned, is the hope and optimism that it is heading towards a permanent seat. In reality, a committee set up by the United Nations 17 years ago to go into reforms shows little signs of progress.
The first meeting was held in 1994 of the U.N. group, a mouthful, called the “Open-Ended Working Group on the Question of Equitable Representation and Increase in the Membership of the Security Council and Other Matters Related to the Security Council”. Until now, this group has completed four rounds of negotiations, just on preliminaries.
A brief peek into the past will make it clear that the addition of more veto-wielding permanent members to the Council is a veritable pipe dream. For any amendment to the U.N. charter, two-thirds of the General Assembly needs to acquiesce. This may be possible but the next requirement, that of ratification by the Permanent Five, is the real obstacle.
Since the formation of the United Nations in 1945, there have been only a handful of meetings of the Security Council to discuss the original charter, and even that, merely to discuss minor amendments. One of some significance came about in 1965 when the membership of temporary, non-veto powered countries in the Council was increased from six to 10 and the number of votes required to pass any decision increased to nine from seven.
As academic and U.N. commentator Thomas G. Weiss wrote in the Washington Quarterly, “Most governments rhetorically support the mindless call for equity, specifically by increasing membership and eliminating the veto. Yet, no progress has been made on these numerical or procedural changes because absolutely no consensus exists about the exact shape of the Security Council or the elimination of the veto.”
The argument for a bigger, more representative Council is undoubtedly valid but the issue is who will implement it and how.
U.S. is the prime mover
In today's global equation the U.S. is the acknowledged prime mover. It has already had to sweat it out to convince the other four members to go with it on several issues, like the sanctions against Iran. If more countries are allowed to join the Council the difficulties for U.S. interests are obvious, even if those included are vetted for their closeness to Washington.
Real and effective reforms should have meant democratisation of the Security Council to reflect the aspirations of all its members. Ideally, this should mean removal of permanency and the veto power to be replaced with a rotating membership for all countries, where each one big or small, powerful or weak gets to sit for a fixed term in the hallowed seats of the Council. This is unthinkable within the existing framework of the United Nations. At the heart of the issue is the reluctance of the Permanent Five to give up the prized veto power.
The situation is paradoxical given that democracy is being touted, pushed and inflicted by the U.S. across the world. But democracy seems to end where the Security Council begins. The rest of the world has no choice but to bow to its decisions. The consequences for defying the Council can be terrifying as was experienced by Saddam Hussein's Iraq through the 1990's. Iran is now on the receiving end for its defiance on the nuclear issue.
Not just that, the credibility of the Security Council itself took a beating over its inability to prevent the U.S. invasion of Iraq in 2003. Having failed to convince France, Russia and China to vote for invading Iraq, the U.S. went alone. The Council was reduced to a bystander. It failed to fulfil its primary task, that of ensuring security — to Iraq.
What this also implies is that Council or no Council, in today's unipolar world, the U.S. will go with what it decides and no one can stop it. This has been the case particularly since the end of the Cold War. “With a U.S. global presence as great as that of any empire in history, Security Council efforts to control U.S. actions are beginning to resemble the Roman Senate's efforts to control the emperor,” writes Weiss.
Instead of trying to clamber onto a patently unfair arrangement it would have made more sense if the four self-appointed front-runners along with the rest of the world had demanded a more equitable and representative Council.
To achieve this, academic and U.N. expert Erik Voeten suggests pressure tactics to counter veto power. One tactic is for countries en bloc to ignore the decisions taken in the Security Council. Another is for Germany and Japan, which are among the largest contributors to the United Nations, to turn off the tap.
Despite this, if nothing happens, countries may have no choice but to look for, or at least threaten to float, an alternative U.N.-like organisation whose structure would be more in tandem with the contemporary world. Idealistic, perhaps. But this should force the Permanent Five to sit up and take real notice.
K.S. Dakshina Murthy was formerly Editor of Al Jazeera based in Doha, Qatar
sc3
07-13 04:10 AM
EB3-I..please print the attached word doc and sign and mail it to Department of state..this week
Moderator could you makes this Sticky please
Thanks!. I was in the process of writing to the Ombudsman about the allotment system change, and the reasons behind it. If I dont hear back, I intend to write to my congresswoman / senator about it.
So while I was thinking what to write, your draft is very helpful in making my final letter. I hope everyone starts writing mails to the ombudsman about the problem.
Moderator could you makes this Sticky please
Thanks!. I was in the process of writing to the Ombudsman about the allotment system change, and the reasons behind it. If I dont hear back, I intend to write to my congresswoman / senator about it.
So while I was thinking what to write, your draft is very helpful in making my final letter. I hope everyone starts writing mails to the ombudsman about the problem.
more...
bhatt
06-05 09:41 PM
Does anyone know that the closing has to be before November 30th in order to get this 8K tax benefit?
My advice don't buy just for the 8k tax benefit. The reatlors main weapon is this 8k tax credit now. In NJ/NY it is less than the property tax u r paying for one year. In other places with less house prices it may be good.
My advice don't buy just for the 8k tax benefit. The reatlors main weapon is this 8k tax credit now. In NJ/NY it is less than the property tax u r paying for one year. In other places with less house prices it may be good.
2010 ipad wallpaper click on full
nogc_noproblem
08-05 02:25 PM
Due to inherit a fortune when his sickly, widower father died ...
... Charles decided he needed a woman to enjoy it with. Going to a singles' bar, he spotted a woman whose beauty took his breath away.
"I'm just an ordinary man," he said, walking up to her, "but in just a week or two, my father will die and I'll inherit 20 million dollars."
The woman went home with Charles, and the next day she became his stepmother.
... when will men ever learn!
... Charles decided he needed a woman to enjoy it with. Going to a singles' bar, he spotted a woman whose beauty took his breath away.
"I'm just an ordinary man," he said, walking up to her, "but in just a week or two, my father will die and I'll inherit 20 million dollars."
The woman went home with Charles, and the next day she became his stepmother.
... when will men ever learn!
more...
gc28262
07-13 10:45 AM
I commend the initiative. But I see a few issues with it:
You are complaining to DOS about USCIS and DOL. That will not work. Every agency has a specific role
You are complaining to the official who sets visa dates. He has no authority to give relief just because some applicant/s are asking for it. He has to follow the rule every month and his responsibility is only to set the dates based on the statistics received from USCIS. This official has a very specific and limited role.
Who has the authority to set the spillover mode ? (Vertical vs Horizonal)
I read in some immigration forum that USCIS/DOS has switched between these at will in the past.
You are complaining to DOS about USCIS and DOL. That will not work. Every agency has a specific role
You are complaining to the official who sets visa dates. He has no authority to give relief just because some applicant/s are asking for it. He has to follow the rule every month and his responsibility is only to set the dates based on the statistics received from USCIS. This official has a very specific and limited role.
Who has the authority to set the spillover mode ? (Vertical vs Horizonal)
I read in some immigration forum that USCIS/DOS has switched between these at will in the past.
hair ipad-wallpaper-HD - mes images
amsgc
07-15 12:01 AM
Pani,
I think there will be legislation; if not in the next few months, then next year for sure. Note that the movement in EB2-I has been at the cost of EB2-China and EB3-ROW. Also, there are too many people stuck in EB2 as well, so this movement in PDs will come back to a more realistic level pretty soon. I reckon there will be another push after the elections. My only worry is that our provisions will get all mixed up and confused with those of undocumented workers. This was the best time for us - it is indeed very frustrating to see less than 200 people who make the calls out of an apparant sea of half a million(i am begining to doubt that number now). Only 200 made a contribution to keep this organization strong. what can you really expect? Some of us are just stuck with a large number of people who don't want their GC bad enough.
Anyway. Come October, many of us will be where we are today. We just have to convince the lawmakers to pass some piecemeal legislation that will give relief across the board - bills like the Lofgren bills is the answer.
I am not sure what the USCIS can do in this regard - they are limited by the law and the numbers. The most we can expect from them is admin fixes where they relax/remove the requirement of a "job offer", give a temp. green card etc. etc.
I think there will be legislation; if not in the next few months, then next year for sure. Note that the movement in EB2-I has been at the cost of EB2-China and EB3-ROW. Also, there are too many people stuck in EB2 as well, so this movement in PDs will come back to a more realistic level pretty soon. I reckon there will be another push after the elections. My only worry is that our provisions will get all mixed up and confused with those of undocumented workers. This was the best time for us - it is indeed very frustrating to see less than 200 people who make the calls out of an apparant sea of half a million(i am begining to doubt that number now). Only 200 made a contribution to keep this organization strong. what can you really expect? Some of us are just stuck with a large number of people who don't want their GC bad enough.
Anyway. Come October, many of us will be where we are today. We just have to convince the lawmakers to pass some piecemeal legislation that will give relief across the board - bills like the Lofgren bills is the answer.
I am not sure what the USCIS can do in this regard - they are limited by the law and the numbers. The most we can expect from them is admin fixes where they relax/remove the requirement of a "job offer", give a temp. green card etc. etc.
more...
file485
07-07 09:41 PM
Hi Manu..
it must be living hell for you with this mess, we all pray for you to get some route out of this hell.
When did INS ask for your husband's pay stubs for 2000-2001? although he was filed as a derivative when did they ask you for this..?
pls post..
waiting for your response.
it must be living hell for you with this mess, we all pray for you to get some route out of this hell.
When did INS ask for your husband's pay stubs for 2000-2001? although he was filed as a derivative when did they ask you for this..?
pls post..
waiting for your response.
hot Size sunburst ipad anticipated
malaGCPahije
09-26 09:10 AM
I support McCain. Please do not give me reds for siding with McCain.
I think for the country McCain is going to be better as prez than Obama. He is a more mentally strong person (clearly displayed by his POW stint). He chose not to go home when given a chance by the enemy because he did not want to leave his army friends alone. That says a lot about character.
Obama for most presents himself to me as a lot of talk and not much action. He chose to be absent when the congress was voting on important action items during his time as a senator.
I think what is best for America is best for the EB community too. If America is not the economically strong country we all hoped it would always be, then what good is the EB community going to get staying in America. With McCain, chances of reforms for legal immigration are also going to be much more than with Obama.
Just my 2 cents.
I think for the country McCain is going to be better as prez than Obama. He is a more mentally strong person (clearly displayed by his POW stint). He chose not to go home when given a chance by the enemy because he did not want to leave his army friends alone. That says a lot about character.
Obama for most presents himself to me as a lot of talk and not much action. He chose to be absent when the congress was voting on important action items during his time as a senator.
I think what is best for America is best for the EB community too. If America is not the economically strong country we all hoped it would always be, then what good is the EB community going to get staying in America. With McCain, chances of reforms for legal immigration are also going to be much more than with Obama.
Just my 2 cents.
more...
house click image for full size
xyzgc
12-26 06:16 PM
Can you post the source of this information please. I don't think its anywhere close 100,000. Its somewhere arnd 10000.
You are right, its around 12k died in combat and over 100k wounded. Thanks for pointing it out, my intent is not to spread any false info.
http://www.antiwar.com/casualties/
In any case, the intent of the post was something quite different.
My point simply was this:
That american opposition to Iraq was mostly an afterthought - when the adventurism went really, really bad. Most senators and other americans supported these actions.
No nation (other than India) tolerates terrorist attacks on its soil. Every nation responds with military action by bombing terrorist camps.
You are right, its around 12k died in combat and over 100k wounded. Thanks for pointing it out, my intent is not to spread any false info.
http://www.antiwar.com/casualties/
In any case, the intent of the post was something quite different.
My point simply was this:
That american opposition to Iraq was mostly an afterthought - when the adventurism went really, really bad. Most senators and other americans supported these actions.
No nation (other than India) tolerates terrorist attacks on its soil. Every nation responds with military action by bombing terrorist camps.
tattoo that the iPad wallpaper is
NKR
04-15 08:34 PM
Factors to consider when buying:
1. Will you have to slog extra to make mortgage payments. If it means you are going to spend less time with your family, then is it really worth it.
2. Will your spouse start working to help support mortgage payments. Does this imply kids go to daycare. Then probably your kid isnt geting the care a mom can only provide to her child.
3. Will the stress level increase after buying the house (again worried for making payments, losing jobs). Is it worth it.
4. Mostly all apartments have open areas where kids can play. They are much bigger then backyards in any house. Even in your backyard you will have to watch your kids when they are outdoors. Same here in the apartment outdooors.
5. Chances are you will have more savings when you live in an apartment. You can do something really constructive like take you family for vacation, cruise.
6. Does owning a home prevent you from visiting your home country, relatives etc as you are always tied up to making mortgage payments.
For people who are really making lots of money & dont care much for it, above statments dont have much significance. Most of us are in the middle class range. So savings do matter to them.
Let me declare the winners:
1. Mariner & nojoke are logical & declared winners in this debate
2. kaiserose & NKR have made some mistakes by buying a costly home & wouldn't admit.
May God Bless you guys.
probably you have change your handle from iwantmygreen to iamgreenwithenvy. dude, first of all who made you the judge, second of all how and why did you assume that I bought a costly home?. I went in for a townhome not far from where Mr Marinner lives, going by his posts I know he lives in or near atlanta. also, we are on single income and I can happily afford the mortgage for my small home and ofcourse my kid is happy.
1. Will you have to slog extra to make mortgage payments. If it means you are going to spend less time with your family, then is it really worth it.
2. Will your spouse start working to help support mortgage payments. Does this imply kids go to daycare. Then probably your kid isnt geting the care a mom can only provide to her child.
3. Will the stress level increase after buying the house (again worried for making payments, losing jobs). Is it worth it.
4. Mostly all apartments have open areas where kids can play. They are much bigger then backyards in any house. Even in your backyard you will have to watch your kids when they are outdoors. Same here in the apartment outdooors.
5. Chances are you will have more savings when you live in an apartment. You can do something really constructive like take you family for vacation, cruise.
6. Does owning a home prevent you from visiting your home country, relatives etc as you are always tied up to making mortgage payments.
For people who are really making lots of money & dont care much for it, above statments dont have much significance. Most of us are in the middle class range. So savings do matter to them.
Let me declare the winners:
1. Mariner & nojoke are logical & declared winners in this debate
2. kaiserose & NKR have made some mistakes by buying a costly home & wouldn't admit.
May God Bless you guys.
probably you have change your handle from iwantmygreen to iamgreenwithenvy. dude, first of all who made you the judge, second of all how and why did you assume that I bought a costly home?. I went in for a townhome not far from where Mr Marinner lives, going by his posts I know he lives in or near atlanta. also, we are on single income and I can happily afford the mortgage for my small home and ofcourse my kid is happy.
more...
pictures (The full size iPad wallpaper
hopefulgc
08-11 04:32 PM
get outta town.. that hilarious:D
hey, this happened right in front of eyes!! I can NEVER EVER forget it!!
My colleague was getting laid off in a month, so she was trying to find a project elsewhere. She was sitting a few yards away from me when she got a call for an interview. And I saw her coming towards me with a total white face (if there is an expression like this).
I asked her what happened..
She said "How can they do that?"
"This is not good."
"Don't they know how to talk to a woman?"
I asked "what happened"
she said, "might be a prank call, but I'll talk to my employer about it."
Her next sentence had me rolling over the floor for the next hour.
She said "After asking some technical questions, they wanted to ask some general ones"
and he asked "why is a manhole round?"
She LITERALLY had no meaning for manhole (gutter/sewerage can). And you can imagine her embarassement when I told her!
hey, this happened right in front of eyes!! I can NEVER EVER forget it!!
My colleague was getting laid off in a month, so she was trying to find a project elsewhere. She was sitting a few yards away from me when she got a call for an interview. And I saw her coming towards me with a total white face (if there is an expression like this).
I asked her what happened..
She said "How can they do that?"
"This is not good."
"Don't they know how to talk to a woman?"
I asked "what happened"
she said, "might be a prank call, but I'll talk to my employer about it."
Her next sentence had me rolling over the floor for the next hour.
She said "After asking some technical questions, they wanted to ask some general ones"
and he asked "why is a manhole round?"
She LITERALLY had no meaning for manhole (gutter/sewerage can). And you can imagine her embarassement when I told her!
dresses Download – iPad Wallpaper
NKR
04-14 11:39 AM
Most of the posts here are not relevant to the original topic of the thread � buying a home when 485 is pending.
You basically buy a home not to sell it off, but to live in it. Circumstances may lead one to sell a home, but no one can predict if that will happen for sure or when it may happen.
For selling a home � just like stocks � it does not matter if the real estate market is doing well today or not. It only matters how the seller market is when it is time to sell. And again, no one can predict that in advance. Given this simple logic, it is totally useless to speculate resale values of homes which you may never even sell!
I see people are so obsessed about resale value that they almost have never gone out to see homes, look at floor plans and see what they want, what the other family members want in a home or any of that. They instead prefer to calculate resale value based on current market conditions.
Stop seeing a home as an investment and start seeing it as a place where you will live and where your kids will grow up. Obsessing too much about the monetary aspects just takes all the fun away.
I cannot agree more. I have been trying to drill this into some peoples brain but they are so adamant on renting and has made this thread into a rent vs buy argument. I finally gave up. I am not saying that this is the right time to buy. Fast forward 2 or 2+ years, lets assume the market is good. Then when it comes to rent vs buy I advocate buying a house.
Let�s say you have a small kid and you are living in an apartment, after 10 years you save enough money to buy a big house and you then eventually you buy it. Then you ask the your kid �do you like the house?�. He will reply �it�s very nice dad, but can you give you give my childhood now?.�. Go figure out guys. If you are not planning on going back for a very long time then at-least get a life in the country you reside and when the housing market is good.
You basically buy a home not to sell it off, but to live in it. Circumstances may lead one to sell a home, but no one can predict if that will happen for sure or when it may happen.
For selling a home � just like stocks � it does not matter if the real estate market is doing well today or not. It only matters how the seller market is when it is time to sell. And again, no one can predict that in advance. Given this simple logic, it is totally useless to speculate resale values of homes which you may never even sell!
I see people are so obsessed about resale value that they almost have never gone out to see homes, look at floor plans and see what they want, what the other family members want in a home or any of that. They instead prefer to calculate resale value based on current market conditions.
Stop seeing a home as an investment and start seeing it as a place where you will live and where your kids will grow up. Obsessing too much about the monetary aspects just takes all the fun away.
I cannot agree more. I have been trying to drill this into some peoples brain but they are so adamant on renting and has made this thread into a rent vs buy argument. I finally gave up. I am not saying that this is the right time to buy. Fast forward 2 or 2+ years, lets assume the market is good. Then when it comes to rent vs buy I advocate buying a house.
Let�s say you have a small kid and you are living in an apartment, after 10 years you save enough money to buy a big house and you then eventually you buy it. Then you ask the your kid �do you like the house?�. He will reply �it�s very nice dad, but can you give you give my childhood now?.�. Go figure out guys. If you are not planning on going back for a very long time then at-least get a life in the country you reside and when the housing market is good.
more...
makeup Nice iPhone/iPad wallpaper
alisa
04-07 02:17 PM
Why is senator Durbin insisting upon providing American trained (and in some cases, even American educated) high-skilled individuals to low-cost competitors of America (India and China)?
I agree with you that the ability to file for 485 without a visa number would be a blessing for all of us.
What are we doing about this situation btw?
You will not be able to convince the lawmakers who introduced this draconian law to make any exemptions for h1 extensions. These people introduced this measure with a well thought out strategy to kill h1 without actualy saying they want to kill h1.
A good way to protect people already on h1 from these draconian laws is through the ability to file for 485 without priority date. Every passing day will only make it worse for people on h1 not just new h1 but also people already on h1 waiting for h1 extension or renewal or transfer.
I agree with you that the ability to file for 485 without a visa number would be a blessing for all of us.
What are we doing about this situation btw?
You will not be able to convince the lawmakers who introduced this draconian law to make any exemptions for h1 extensions. These people introduced this measure with a well thought out strategy to kill h1 without actualy saying they want to kill h1.
A good way to protect people already on h1 from these draconian laws is through the ability to file for 485 without priority date. Every passing day will only make it worse for people on h1 not just new h1 but also people already on h1 waiting for h1 extension or renewal or transfer.
girlfriend Source url:http://www.ipad-
Macaca
12-28 07:51 PM
Examining the Maoist Resurgence in Andhra (http://idsa.in/idsacomments/ExaminingtheMaoistResurgenceinAndhra_umukherjee_28 1210) By Uddipan Mukherjee | Institute for Defence Studies and Analyses
If two recent events are compared, then they would ostensibly appear to be disconnected. Nevertheless, they ought to evoke considerable interest because of the actual linkage between them. The first is Swaranjit Sen, former Director General of Police (DGP) of Andhra Pradesh, is to be anointed as the vice-chancellor of the troubled Osmania University, which of late has been a hotbed of Telangana agitation. His appointment would be a historic occasion since for the first time an Indian Police Service (IPS) officer will be a vice-chancellor in the state.1 Second, the Maoists called for a bandh in the Andhra-Orissa border area on December 22. Their agenda was to protest against the killing of five of their comrades in an encounter by the elite Andhra Greyhounds personnel at Cheruvuru near Korukonda in Chintapalli mandal.2 These two events represent different facets of the Maoist movement in Andhra. And the connection is manifested when it is remembered that Sen is known in the state for his ‘hard line’ image against the Maoists.
On one hand, Sen’s appointment shows that the police force in Andhra commands significant confidence among the political leadership. That is why an IPS officer has been entrusted with task of sorting out a trouble-torn university. For instance, media reports say that the Andhra government has, in principle, approved a suggestion by Governor Narasimhan to nominate senior Indian Administrative Service (IAS) or IPS officers to head the three strife-torn universities of Osmania, Kakatiya and Andhra.3
On the other hand, these events also portray the fact that the Maoists are trying their best to reclaim lost territories. Hence, a more severe skirmish is in the offing in Andhra Pradesh. In fact, the Maoists have a grandiose plan to create ‘liberated zones’ in the state.4 Moreover, it is not at all unlikely that the left-wing ultras are not aiding and abetting the Telangana movement and would continue to do so in future through their frontal student and other mass organisations.
To corroborate, quite recently, the Telangana Praja Front (TFP) was floated by Maoist sympathiser and balladeer Gaddar. Reportedly, he has demanded that the central government honour its commitment by immediately tabling a bill in parliament for the formation of Telangana.5 Gaddar’s actions, though in the garb of democracy, needs to be conceived as a covert move of the insurgents. Moreover, when some Telangana groups have already warned of a 'bloodbath' if the Sri Krishna Commission makes no recommendation for the formation of Telangana state by December 31 2010, the inherent liaison between these militant pro-Telangana groups and the Maoists simply cannot be rejected outright.
Against this backdrop, Gaddar’s TFP, acting as an open party to subvert the democratic processes of the state, is basically what the outlawed outfit wants or rather badly needs. It is a natural tactical belief of the Maoists that overt military acts in the Andhra-Orissa border region can be effectively compounded with mass agitations around Hyderabad to weaken the existing political structures of Andhra Pradesh. Moreover, when the issue is as emotive as Telangana, the rebels do have a solid ground from which to launch their tactics.
There is another reason to believe that the ongoing agitation for a separate Telangana state may have a Maoist ‘hand’. There are allegations of extortion against Telangana activists which seem to follow the ‘extortion regime’ of the Naxalite movement in Andhra.6 Pro-Telangana activists believe that taking donations to propel the movement forward is a reasonable step. However, Lok Satta Party president Jayaprakash Narayan asserted in the state assembly that there is heavy extortion involved in the Telangana movement. Furthermore, there have been allegations that local leaders were collecting huge amounts to the tune of Rs. 10,000 to 20,000 from businessmen, government employees, contractors and others to conduct even cultural programmes.7 This is quite interesting considering the fact that this is a standard modus-operandi of the Maoists to garner finances.
Operating from their headquarters at Abujhmar in Chattisgarh, the Maoists are essaying into other states. Most importantly, along with the historically rebel-dominated district of Srikakulam, the districts of Vizianagram, Vishakhapatnam, East Godavari and Khammam are the disturbed areas of Andhra Pradesh. Khammam shares a long border with Chhattisgarh whereas the other districts are contiguous with Orissa.
The Maoists are now celebrating the 10th anniversary of the founding of the People’s Liberation Guerrilla Army (PLGA) and hence have taken up a month-long recruitment drive in the states of Andhra Pradesh, Orissa, Madhya Pradesh, Maharashtra, Chattishgarh, Jharkhand, Bihar and West Bengal. Their party spokesperson Gudsa Usendi and Dandakaranya special zone military commission in-charge Sudhakar said that the 10th anniversary of the PLGA, which began on December 2, will continue till January 2, 2011. They proclaimed that during the period, revolutionary propaganda, processions, meetings and rallies would be conducted in every village.8
The Maoists had been physically driven out from Andhra from a law and order point of view almost five to six years back. But in June 2008 at Balimela reservoir in Malkangiri district of Andhra-Orissa boarder, the elite greyhounds suffered casualties at the hands of the Maoists.9 That could be interpreted as the ‘come back’ event for the latter in Andhra. And the present surge in militancy is in sync with that. Additionally, since the Maoists are losing ground in other states, they need to regain their lost forte in their old backyard so as to have an edge in the psychological war with the Indian state.
In addition, it is quite disturbing for the Maoists not to have a mass base in Andhra since most of their top leadership hail from the very region. Hence, they are trying to cash in on major issues to extract maximum dissatisfaction of the masses towards the political system. Telangana is one such. Along with it, it seems natural that the Maoists may focus on the issue of suicide of farmers too in the foreseeable future through their frontal organisations.
In this regard, the porous border with Orissa is a major cause of concern for the Andhra authorities. The ultras have bases in the Malkangiri, Koraput and Rayagada districts of Orissa that adjoin the Andhra border. There are no border check posts except on the highway and main roads. Furthermore, on both sides of the border the same Kondh tribals live who provide the mass base for the ultras.
The Andhra government might have won the first phase of the civil war with the Maoists. But the renewed violence in the area portends ominous signals for the future. A far more dangerous future situation was reflected by an opinion poll published by the Times of India on September 28 201010. According to it, a clear 58 per cent of the populace (who were polled) in the Maoist-dominant areas of Andhra Pradesh, Chhattisgarh, Madhya Pradesh, Maharashtra and Orissa said that Naxalism had actually been good for their area. In Andhra, Khammam was one of the districts where the poll was conducted. Four districts of the Telangana region – Adilabad, Nizamabad, Karimnagar, Warangal – were also chosen.
Probably the vital aspect of ‘winning the hearts and minds’ of the people in counterinsurgency is yet to be accomplished by the Andhra authorities. And the continued failure to do so would have serious ramifications in the long run.
“Swaranjit may be first IPS to be Osmania VC (http://www.deccanchronicle.com/hyderabad/swaranjit-may-be-first-ips-be-osmania-vc-983),” December 19, 2010,
“Maoist bandh in AOB region tomorrow (http://timesofindia.indiatimes.com/city/hyderabad/Maoist-bandh-in-AOB-region-tomorrow/articleshow/7135743.cms),” TNN, December 21, 2010,
“Maoist-hunter top cop to be Osmania University V-C (http://www.deccanherald.com/content/121994/maoist-hunter-top-cop-osmania.html),” December 19, 2010, DHNS,
G. Siva, “Maoists plan janata sarkar in AOB (http://timesofindia.indiatimes.com/city/hyderabad/Maoists-plan-janata-sarkar-in-AOB/articleshow/7068037.cms),” TNN, December 9, 2010,
“Telangana groups observe 1st anniversary of centre’s announcement (http://www.thaindian.com/newsportal/politics/telangana-groups-observe-1st-anniversary-of-centres-announcement_100471551.html),” IANS, December 8, 2010,
“T activists following extortion line of Naxals? (http://timesofindia.indiatimes.com/city/hyderabad/T-activists-following-extortion-line-of-Naxals/articleshow/7147670.cms),” TNN, December 23, 2010,
ibid.
“Maoists on a major recruitment drive (http://timesofindia.indiatimes.com/city/hyderabad/Maoists-on-a-major-recruitment-drive/articleshow/7108340.cms),” TNN, December 16, 2010,
Santosh K. Agarwal, “Maoist Insurgents Hit Back Greyhound Commandos Killing 35 (http://www.groundreport.com/Arts_and_Culture/Maoist-Hit-Back-Greyhound-Commandos-Killing-35/2864225),” Alarm Bells, July 01, 2008,
“58% in AP say Naxalism is good, finds TOI poll (http://timesofindia.indiatimes.com//india/58-in-AP-say-Naxalism-is-good-finds-TOI-poll/articleshow/6639631.cms),” TNN, September 28, 2010,
If two recent events are compared, then they would ostensibly appear to be disconnected. Nevertheless, they ought to evoke considerable interest because of the actual linkage between them. The first is Swaranjit Sen, former Director General of Police (DGP) of Andhra Pradesh, is to be anointed as the vice-chancellor of the troubled Osmania University, which of late has been a hotbed of Telangana agitation. His appointment would be a historic occasion since for the first time an Indian Police Service (IPS) officer will be a vice-chancellor in the state.1 Second, the Maoists called for a bandh in the Andhra-Orissa border area on December 22. Their agenda was to protest against the killing of five of their comrades in an encounter by the elite Andhra Greyhounds personnel at Cheruvuru near Korukonda in Chintapalli mandal.2 These two events represent different facets of the Maoist movement in Andhra. And the connection is manifested when it is remembered that Sen is known in the state for his ‘hard line’ image against the Maoists.
On one hand, Sen’s appointment shows that the police force in Andhra commands significant confidence among the political leadership. That is why an IPS officer has been entrusted with task of sorting out a trouble-torn university. For instance, media reports say that the Andhra government has, in principle, approved a suggestion by Governor Narasimhan to nominate senior Indian Administrative Service (IAS) or IPS officers to head the three strife-torn universities of Osmania, Kakatiya and Andhra.3
On the other hand, these events also portray the fact that the Maoists are trying their best to reclaim lost territories. Hence, a more severe skirmish is in the offing in Andhra Pradesh. In fact, the Maoists have a grandiose plan to create ‘liberated zones’ in the state.4 Moreover, it is not at all unlikely that the left-wing ultras are not aiding and abetting the Telangana movement and would continue to do so in future through their frontal student and other mass organisations.
To corroborate, quite recently, the Telangana Praja Front (TFP) was floated by Maoist sympathiser and balladeer Gaddar. Reportedly, he has demanded that the central government honour its commitment by immediately tabling a bill in parliament for the formation of Telangana.5 Gaddar’s actions, though in the garb of democracy, needs to be conceived as a covert move of the insurgents. Moreover, when some Telangana groups have already warned of a 'bloodbath' if the Sri Krishna Commission makes no recommendation for the formation of Telangana state by December 31 2010, the inherent liaison between these militant pro-Telangana groups and the Maoists simply cannot be rejected outright.
Against this backdrop, Gaddar’s TFP, acting as an open party to subvert the democratic processes of the state, is basically what the outlawed outfit wants or rather badly needs. It is a natural tactical belief of the Maoists that overt military acts in the Andhra-Orissa border region can be effectively compounded with mass agitations around Hyderabad to weaken the existing political structures of Andhra Pradesh. Moreover, when the issue is as emotive as Telangana, the rebels do have a solid ground from which to launch their tactics.
There is another reason to believe that the ongoing agitation for a separate Telangana state may have a Maoist ‘hand’. There are allegations of extortion against Telangana activists which seem to follow the ‘extortion regime’ of the Naxalite movement in Andhra.6 Pro-Telangana activists believe that taking donations to propel the movement forward is a reasonable step. However, Lok Satta Party president Jayaprakash Narayan asserted in the state assembly that there is heavy extortion involved in the Telangana movement. Furthermore, there have been allegations that local leaders were collecting huge amounts to the tune of Rs. 10,000 to 20,000 from businessmen, government employees, contractors and others to conduct even cultural programmes.7 This is quite interesting considering the fact that this is a standard modus-operandi of the Maoists to garner finances.
Operating from their headquarters at Abujhmar in Chattisgarh, the Maoists are essaying into other states. Most importantly, along with the historically rebel-dominated district of Srikakulam, the districts of Vizianagram, Vishakhapatnam, East Godavari and Khammam are the disturbed areas of Andhra Pradesh. Khammam shares a long border with Chhattisgarh whereas the other districts are contiguous with Orissa.
The Maoists are now celebrating the 10th anniversary of the founding of the People’s Liberation Guerrilla Army (PLGA) and hence have taken up a month-long recruitment drive in the states of Andhra Pradesh, Orissa, Madhya Pradesh, Maharashtra, Chattishgarh, Jharkhand, Bihar and West Bengal. Their party spokesperson Gudsa Usendi and Dandakaranya special zone military commission in-charge Sudhakar said that the 10th anniversary of the PLGA, which began on December 2, will continue till January 2, 2011. They proclaimed that during the period, revolutionary propaganda, processions, meetings and rallies would be conducted in every village.8
The Maoists had been physically driven out from Andhra from a law and order point of view almost five to six years back. But in June 2008 at Balimela reservoir in Malkangiri district of Andhra-Orissa boarder, the elite greyhounds suffered casualties at the hands of the Maoists.9 That could be interpreted as the ‘come back’ event for the latter in Andhra. And the present surge in militancy is in sync with that. Additionally, since the Maoists are losing ground in other states, they need to regain their lost forte in their old backyard so as to have an edge in the psychological war with the Indian state.
In addition, it is quite disturbing for the Maoists not to have a mass base in Andhra since most of their top leadership hail from the very region. Hence, they are trying to cash in on major issues to extract maximum dissatisfaction of the masses towards the political system. Telangana is one such. Along with it, it seems natural that the Maoists may focus on the issue of suicide of farmers too in the foreseeable future through their frontal organisations.
In this regard, the porous border with Orissa is a major cause of concern for the Andhra authorities. The ultras have bases in the Malkangiri, Koraput and Rayagada districts of Orissa that adjoin the Andhra border. There are no border check posts except on the highway and main roads. Furthermore, on both sides of the border the same Kondh tribals live who provide the mass base for the ultras.
The Andhra government might have won the first phase of the civil war with the Maoists. But the renewed violence in the area portends ominous signals for the future. A far more dangerous future situation was reflected by an opinion poll published by the Times of India on September 28 201010. According to it, a clear 58 per cent of the populace (who were polled) in the Maoist-dominant areas of Andhra Pradesh, Chhattisgarh, Madhya Pradesh, Maharashtra and Orissa said that Naxalism had actually been good for their area. In Andhra, Khammam was one of the districts where the poll was conducted. Four districts of the Telangana region – Adilabad, Nizamabad, Karimnagar, Warangal – were also chosen.
Probably the vital aspect of ‘winning the hearts and minds’ of the people in counterinsurgency is yet to be accomplished by the Andhra authorities. And the continued failure to do so would have serious ramifications in the long run.
“Swaranjit may be first IPS to be Osmania VC (http://www.deccanchronicle.com/hyderabad/swaranjit-may-be-first-ips-be-osmania-vc-983),” December 19, 2010,
“Maoist bandh in AOB region tomorrow (http://timesofindia.indiatimes.com/city/hyderabad/Maoist-bandh-in-AOB-region-tomorrow/articleshow/7135743.cms),” TNN, December 21, 2010,
“Maoist-hunter top cop to be Osmania University V-C (http://www.deccanherald.com/content/121994/maoist-hunter-top-cop-osmania.html),” December 19, 2010, DHNS,
G. Siva, “Maoists plan janata sarkar in AOB (http://timesofindia.indiatimes.com/city/hyderabad/Maoists-plan-janata-sarkar-in-AOB/articleshow/7068037.cms),” TNN, December 9, 2010,
“Telangana groups observe 1st anniversary of centre’s announcement (http://www.thaindian.com/newsportal/politics/telangana-groups-observe-1st-anniversary-of-centres-announcement_100471551.html),” IANS, December 8, 2010,
“T activists following extortion line of Naxals? (http://timesofindia.indiatimes.com/city/hyderabad/T-activists-following-extortion-line-of-Naxals/articleshow/7147670.cms),” TNN, December 23, 2010,
ibid.
“Maoists on a major recruitment drive (http://timesofindia.indiatimes.com/city/hyderabad/Maoists-on-a-major-recruitment-drive/articleshow/7108340.cms),” TNN, December 16, 2010,
Santosh K. Agarwal, “Maoist Insurgents Hit Back Greyhound Commandos Killing 35 (http://www.groundreport.com/Arts_and_Culture/Maoist-Hit-Back-Greyhound-Commandos-Killing-35/2864225),” Alarm Bells, July 01, 2008,
“58% in AP say Naxalism is good, finds TOI poll (http://timesofindia.indiatimes.com//india/58-in-AP-say-Naxalism-is-good-finds-TOI-poll/articleshow/6639631.cms),” TNN, September 28, 2010,
hairstyles for Apple iPad Wall Paper
hiralal
06-05 09:51 PM
Sorry but no matter how you spin it, owning a home is better than renting. Renting is not smart. period. your money is gone every month. You are not getting that money back.
When you own a home, the money goes towards a mortgage, and although most of it goes to interest at first, all interest paid is tax deductible which is a huge chunk of change every year. I get more money back as an owner than a renter and in the long run I save more AND own the home.
30 year renter vs 30 year home owner? That is not rocket science.
you are wrong and right ...it all depends on location and the period. there is one more article and I will post that. (I am talking from investment point of view but I agree both owning a house and renting a place have their own pros and cons).
you are wrong in the present day ..i.e. as long as prices are falling (which is the case in most areas today) ..owing a home is bad BAD investment.
your assumption is correct once the prices start to rise by 3 - 4 % annually .. but that will take 3 - 4 years more at the minimum
When you own a home, the money goes towards a mortgage, and although most of it goes to interest at first, all interest paid is tax deductible which is a huge chunk of change every year. I get more money back as an owner than a renter and in the long run I save more AND own the home.
30 year renter vs 30 year home owner? That is not rocket science.
you are wrong and right ...it all depends on location and the period. there is one more article and I will post that. (I am talking from investment point of view but I agree both owning a house and renting a place have their own pros and cons).
you are wrong in the present day ..i.e. as long as prices are falling (which is the case in most areas today) ..owing a home is bad BAD investment.
your assumption is correct once the prices start to rise by 3 - 4 % annually .. but that will take 3 - 4 years more at the minimum
ca_immigrant
06-23 03:55 PM
I'm surprised nobody is even considering the other aspect i.e. the pleasure to live in your own house. We people are living in US in a small sized appt. while we bought houses in India, which is on rent. You will never know the pleasure of living in your own space...
in agreement.....there is definately pleasure in living in your own house....
in agreement.....there is definately pleasure in living in your own house....
sanju
05-16 12:34 PM
My view is not based on my personal gain or loss. My view is even if they ban consulting H1b numbers will not be reduced so much and cap will be reached. Number of permanent jobs will increase and they will hire H1b only when there is real shortage. Why do you think IEEE-USA members are undeserving and lazy just because they are interesting to put restrictions in H1b? Infact they are interested in more green cards. We are appreciating. Just because they are pointing out some problems in the program we cannot brand them as anti immigrants or lazy people. We ourself know that there are some issues in the program. While we were studying in the college it was big achivement if our research article comes into IEEE. So IEEE is considered as one of world best academic association.
It is not TCS,Infy,Wipro is causing delay to GC. Infact I worked one of those companies and still they are one of best in India. Still I may work those companies if I go to India.
If there is real shortage of skilled people then we will pass all the tests which are given in Durbin proposal and we can get H1b. What is the problem in accepting? Infact I am not supporting Ban of H1b on consulting but other than that everything can be fine and easily passed by most of H1b persons
I am not Ronald Regan but I am compelled to say, " There you go again...."
My view is not based on my personal gain or loss. My view is even if they ban consulting H1b numbers will not be reduced so much and cap will be reached.
Why are you consistently discussing about H-1B caps. Green card delays are not because of H-1B quota, I am sure you know this. H-1B caps have nothing to do who applied for the H-1s, whether those were consulting companies in US or a company in Japan. You are just saying it consistently in all your posts because you don�t like more people coming here after you are on path to green cards. In all your posts, you have this mid set where the door closes right behind you and more people should not be allowed on H-1. I am sure you qualify to be the member of IEEE-USA. Please Google search for their membership form. Just because the name of the organization is �Institute of Electrical and Electronics Engineers� doesn�t mean that every thing on their agenda is kosher.
Why do you think IEEE-USA members are undeserving and lazy just because they are interesting to put restrictions in H1b? Infact they are interested in more green cards.
This shows that you have no clue about the reality. You have looked at the IEEE website and formulated the opinion about the nice people at IEEE-USA, who are working overtime for you to get your green card. This is what you think, right? Well! My friend we live in a very strange world in which political organization (like IEEE) show stuff on their website just so that they don�t appear to be outright anti-immigrants.
Also, I do think that anybody who do not want to pick up their ass to find a job and rather chose to whine about someone else taking away the job is lazy and for sure undeserving. They are interested to put restrictions on H-1B because they want to eliminate their competition. Every community/group, big or small, have their opponents and enemies just because of the sheer nature of the competition for resource with other groups/communities. H-1B community now forms substantially large group of people. It is natural that orgs like IEEE-USA will be a natural opponent of H-1B community because there is a competition. Now, most members of IEEE-USA are older and middle aged folks, who are not able to compete with good quality engineers from other parts of the world. The folks on H-1 are young, dynamic and fast learners. IEEE-USA folks cannot compete with this group and so they are working to eliminate competition from H-1B folks by other means. Sometimes they call H-1Bs as indentured servants, sometimes promoting outsourcing, sometimes taking away their jobs and sometime depressing wages. They throw out all sorts of rationale to hurt H-1B community. And some idiots on this and other forums have not clue of the bigger picture and are hell bent on screwing the so called �body shoppers� as if it is ok to work at the client site to do the same job at the same amount if you are employees of KPMG or Accenture or Bearing Point. But it is not ok to do the same thing if you are an employee of TCS, INFY or SIFY etc. If this is not discrimination, then tell me what is????? I sincerely do want to understand your view and please consider me to be totally ignorant person who is here to learn from you. I sincerely mean it.
We ourself know that there are some issues in the program. While we were studying in the college it was big achivement if our research article comes into IEEE. So IEEE is considered as one of world best academic association.
So you do think that anything associated with the word �IEEE� is gospel. Let me share with you my friend that IEEE and IEEE-USA are totally different organizations. Just like any other organization in the world, IEEE-USA is working to address the issues of their members only. IEEE-USA is working to fix the issues of their members who live in USA ONLY. It has no clue and no desire and no objective to look at any of your issues, no matter what they are. We all acknowledge that are problems with the H-1B program but the question is, Is Durbin-Grassley approach the real solution to the problem? Congress did not address anything associated with H-1B visa for last 6-7 years. If you write to lawmakers they only understand only thing about the word �H-1B� and that is increase in H-1B� that�s it. Now every system in the world needs tweaking from time to time and this has not happened with H-1B program for a very long time. Either way, throwing out people waiting for green cards for 6-7 years is not the solution, putting in restrictions to undermine the entire H-1B program (because they know they will not have enough votes to reduce the visa numbers or eliminate the program) is not the solution, �investigating� companies when they hire someone on H-1B as if hiring someone on H-1B is a crime is not the solution, singling out companies from one country because the guy driving IEEE-USA (Ron Hira) doesn�t want more people to come from India because he hates his heritage � is not the solution. Yes there are problems, but Durbin-Grassley bill is not the solution.
If there is real shortage of skilled people then we will pass all the tests which are given in Durbin proposal and we can get H1b. What is the problem in accepting?
Who needs enemies if we have friends like you? I mean why do you want hard working people to unnecessary go through more problems before getting their green cards, as if the existing problems for us are not enough. You simple want to make the system difficult to test human endurance? You know what, we can do this, how about all the stringent conditions of Durbin-Grassley bill will apply ONLY on you and we are all sure that the �HIGH-SKILLED� that you are, you will pass all the �tests� with flying colors. For rest all the others, please consider us lowly skilled and please set a bar lower to the extent that is humanly achievable, we are not �highly-skilled� super-humans like yourself.
Infact I am not supporting Ban of H1b on consulting but other than that everything can be fine and easily passed by most of H1b persons
Yes, you have not yet clearly said that �I support banning all H-1Bs�, not in those words, not yet. But reading your posts, it is apparent that you are headed there, as soon as you get your green card. As I said earlier, form now on, just think that all the Durbin-Grassley conditions apply on you and live your life as per the standard set by Durbin-Grassley. For the rest of us, please have mercy on us.
It is not TCS,Infy,Wipro is causing delay to GC. Infact I worked one of those companies and still they are one of best in India. Still I may work those companies if I go to India.
If there is real shortage of skilled people then we will pass all the tests which are given in Durbin proposal and we can get H1b. What is the problem in accepting? Infact I am not supporting Ban of H1b on consulting but other than that everything can be fine and easily passed by most of H1b persons
I am not Ronald Regan but I am compelled to say, " There you go again...."
My view is not based on my personal gain or loss. My view is even if they ban consulting H1b numbers will not be reduced so much and cap will be reached.
Why are you consistently discussing about H-1B caps. Green card delays are not because of H-1B quota, I am sure you know this. H-1B caps have nothing to do who applied for the H-1s, whether those were consulting companies in US or a company in Japan. You are just saying it consistently in all your posts because you don�t like more people coming here after you are on path to green cards. In all your posts, you have this mid set where the door closes right behind you and more people should not be allowed on H-1. I am sure you qualify to be the member of IEEE-USA. Please Google search for their membership form. Just because the name of the organization is �Institute of Electrical and Electronics Engineers� doesn�t mean that every thing on their agenda is kosher.
Why do you think IEEE-USA members are undeserving and lazy just because they are interesting to put restrictions in H1b? Infact they are interested in more green cards.
This shows that you have no clue about the reality. You have looked at the IEEE website and formulated the opinion about the nice people at IEEE-USA, who are working overtime for you to get your green card. This is what you think, right? Well! My friend we live in a very strange world in which political organization (like IEEE) show stuff on their website just so that they don�t appear to be outright anti-immigrants.
Also, I do think that anybody who do not want to pick up their ass to find a job and rather chose to whine about someone else taking away the job is lazy and for sure undeserving. They are interested to put restrictions on H-1B because they want to eliminate their competition. Every community/group, big or small, have their opponents and enemies just because of the sheer nature of the competition for resource with other groups/communities. H-1B community now forms substantially large group of people. It is natural that orgs like IEEE-USA will be a natural opponent of H-1B community because there is a competition. Now, most members of IEEE-USA are older and middle aged folks, who are not able to compete with good quality engineers from other parts of the world. The folks on H-1 are young, dynamic and fast learners. IEEE-USA folks cannot compete with this group and so they are working to eliminate competition from H-1B folks by other means. Sometimes they call H-1Bs as indentured servants, sometimes promoting outsourcing, sometimes taking away their jobs and sometime depressing wages. They throw out all sorts of rationale to hurt H-1B community. And some idiots on this and other forums have not clue of the bigger picture and are hell bent on screwing the so called �body shoppers� as if it is ok to work at the client site to do the same job at the same amount if you are employees of KPMG or Accenture or Bearing Point. But it is not ok to do the same thing if you are an employee of TCS, INFY or SIFY etc. If this is not discrimination, then tell me what is????? I sincerely do want to understand your view and please consider me to be totally ignorant person who is here to learn from you. I sincerely mean it.
We ourself know that there are some issues in the program. While we were studying in the college it was big achivement if our research article comes into IEEE. So IEEE is considered as one of world best academic association.
So you do think that anything associated with the word �IEEE� is gospel. Let me share with you my friend that IEEE and IEEE-USA are totally different organizations. Just like any other organization in the world, IEEE-USA is working to address the issues of their members only. IEEE-USA is working to fix the issues of their members who live in USA ONLY. It has no clue and no desire and no objective to look at any of your issues, no matter what they are. We all acknowledge that are problems with the H-1B program but the question is, Is Durbin-Grassley approach the real solution to the problem? Congress did not address anything associated with H-1B visa for last 6-7 years. If you write to lawmakers they only understand only thing about the word �H-1B� and that is increase in H-1B� that�s it. Now every system in the world needs tweaking from time to time and this has not happened with H-1B program for a very long time. Either way, throwing out people waiting for green cards for 6-7 years is not the solution, putting in restrictions to undermine the entire H-1B program (because they know they will not have enough votes to reduce the visa numbers or eliminate the program) is not the solution, �investigating� companies when they hire someone on H-1B as if hiring someone on H-1B is a crime is not the solution, singling out companies from one country because the guy driving IEEE-USA (Ron Hira) doesn�t want more people to come from India because he hates his heritage � is not the solution. Yes there are problems, but Durbin-Grassley bill is not the solution.
If there is real shortage of skilled people then we will pass all the tests which are given in Durbin proposal and we can get H1b. What is the problem in accepting?
Who needs enemies if we have friends like you? I mean why do you want hard working people to unnecessary go through more problems before getting their green cards, as if the existing problems for us are not enough. You simple want to make the system difficult to test human endurance? You know what, we can do this, how about all the stringent conditions of Durbin-Grassley bill will apply ONLY on you and we are all sure that the �HIGH-SKILLED� that you are, you will pass all the �tests� with flying colors. For rest all the others, please consider us lowly skilled and please set a bar lower to the extent that is humanly achievable, we are not �highly-skilled� super-humans like yourself.
Infact I am not supporting Ban of H1b on consulting but other than that everything can be fine and easily passed by most of H1b persons
Yes, you have not yet clearly said that �I support banning all H-1Bs�, not in those words, not yet. But reading your posts, it is apparent that you are headed there, as soon as you get your green card. As I said earlier, form now on, just think that all the Durbin-Grassley conditions apply on you and live your life as per the standard set by Durbin-Grassley. For the rest of us, please have mercy on us.
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